Best options for your pet
13 insurers + financing · free, you choose.
🎛 Filters •
Accident & illness are confirmed; specific add-ons (dental, travel…) are being verified per provider — confirm before buying.
Figures are estimates, not quotes — confirm the exact price & terms with each provider.
Pet insurance
SpotBest match
Accident & Illness (Levels 2–4) · Northbridge (PTZ Insurance Services) · 2 plans · From $30/mo
Reimbursement90%
DeductibleAnnual, age-based
Annual limitUp to $10,000
Waiting14d
Fetch
Accident & Illness · From $45/mo
Reimbursement90%
DeductibleAnnual
Annual limit$15,000
Waiting15d
Trupanion
Accident & Illness · From $55/mo
Reimbursement90%
Deductibleper-condition
Annual limitUnlimited
Waiting30d
Costco Pet Insurance
Accident · Northbridge (PTZ Insurance Services) — Pets Plus Us program · 2 plans · From $11/mo
Reimbursement80%
DeductiblePer-condition ($100/$200/$500)
Annual limit$5,000
Waiting2d
Pets Plus Us
Accident · Northbridge (PTZ Insurance Services) · 2 plans · From $12/mo
Reimbursement80%
DeductiblePer-condition ($100/$200/$500)
Annual limit$5,000
Waiting2d
Peppermint
Lite (Accident Only) · Petline · 4 plans · From $12/mo
Reimbursement80%
DeductibleAnnual $100 (age-based to $500)
Annual limit$1,500
Waiting14d
Pet financing & payment plans
Vet bills, paid over time — compare financing & buy-now-pay-later.
🧮 Not sure what you can afford? Calculator →LendCare
Max$25,000
Term60 months
Ratevaries — on application
Decision~15 min
Point-of-sale financing at the clinic
Affirm
Max$30,000
TermPay in 4 or monthly installments
Ratevaries — on application
Decision~1 min
Formerly PayBright
Scratchpay
Max$10,000
Term24 months
Ratevaries — on application
Decision~5 min
Built for veterinary care
humm
Max$30,000
Term5 years
Ratevaries — on application
Decision~7 min
$1–$30,000
Medicard
Max$50,000
Term60 months
Ratevaries — on application
Decisionvaries
Sister brand to Petcard (iFinance)
Health Smart Financial Services
Max$30,000
Term72 months
Ratevaries — on application
Decisionvaries
Health & veterinary procedures
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