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Best options for your pet

13 insurers + financing · free, you choose.

🎛 Filters
Reimbursement:Any70%+80%+90%+
Credit needed:Any$1k+$5k+$10k+$25k+
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Accident & illness are confirmed; specific add-ons (dental, travel…) are being verified per provider — confirm before buying.

Figures are estimates, not quotes — confirm the exact price & terms with each provider.

Desjardins Pet Insurance
Bronze Paw (Accident Only) · Petline · 3 plans · From $15/mo
Reimbursement80%
DeductiblePer-condition ($150–$500, age-based)
Annual limit$8,000
Waiting14d
24PetWatch
Extra Plan · Northbridge (PTZ Insurance Services) · 4 plans · From $20/mo
Reimbursement80%
DeductibleAnnual ($100/$250/$500/$1,000)
Annual limit$3,000
Waiting14d
OVMA Pet Health Insurance
Comprehensive · Petline · 3 plans · From $30/mo
Reimbursement80%
DeductibleAnnual, age-based ($100–$500)
Annual limit$5,000
Waiting14d
Sonnet Pet
Accident & Illness · Petline · From $35/mo
Reimbursement80%
DeductibleAnnual
Annual limit$20,000
Waiting14d
Furkin
Comprehensive · Omega General Insurance · From $35/mo
Reimbursement80%
DeductibleAnnual $250 (age-based)
Annual limit$20,000
Waiting14d
Petsecure
Accident & Illness · Petline · From $40/mo
Reimbursement80%
DeductibleAnnual
Annual limit$20,000
Waiting48d
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Vet bills, paid over time — compare financing & buy-now-pay-later.

🧮 Not sure what you can afford? Calculator →
LendCare
Max$25,000
Term60 months
Ratevaries — on application
Decision~15 min
Point-of-sale financing at the clinic
Apply
Affirm
Max$30,000
TermPay in 4 or monthly installments
Ratevaries — on application
Decision~1 min
Formerly PayBright
Apply
humm
Max$30,000
Term5 years
Ratevaries — on application
Decision~7 min
$1–$30,000
Apply
Medicard
Max$50,000
Term60 months
Ratevaries — on application
Decisionvaries
Sister brand to Petcard (iFinance)
Apply
Health Smart Financial Services
Max$30,000
Term72 months
Ratevaries — on application
Decisionvaries
Health & veterinary procedures
Apply

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